Getting lower credit card payments means you need a lower interest rate. There are a number of solutions available to help you reduce your interest rates so that you can get a lower payment on most or all of your credit cards. When money is tight, it can be hard to meet all of your […]
These frequently asked questions can help you understand the impact of joining a debt management program.
One of the main benefits of having an excellent credit score is that you can take advantage of lower interest rates available through debt consolidation loans. Debts under $5,000 can sometimes be paid through an unsecured personal loan through your bank or credit union. If you have built substantial equity in your home, then you […]
Are you in debt and looking for a solution? Read on to see if you could benefit from consolidation.
The goal of credit counseling is to have an effect on your credit. There is much information on this subject that is circulated by a wide variety of professionals and consumers alike. The truth is yes, credit counseling does affect your credit. The effects are different than you might expect though.
Credit reports will record financial information about you as reported by your creditors. Most information generally will remain for 7 years. Cleaning old items can sometimes improve your credit.